Exactly what kind of coverage do you need for your ATV? Everett’s Insurance Company can assist you in building the policy designed for your lifestyle. Are you sure you have adequate coverage for the following?

Liability Bodily Injury and Property Damage
To protect against legal (financial) responsibility for bodily injury and property damage in an ATV accident which is held to be the operator's fault.

Guest Passenger Liability
On some policy forms, injury to a passenger riding on the ATV is not covered under the above bodily injury and property damage liability coverage. In those cases, the carrier may offer Guest Passenger Liability as a separate coverage, which would cover injury to a passenger in an accident which was the fault of the operator of the ATV the passenger was riding.

Uninsured/Underinsured Motorist
This provides coverage for the operator and passenger(s) of a vehicle when injured in an accident which is the fault of someone that carries no insurance. It covers bodily injury and may cover property damage depending on the state. Underinsured motorist coverage provides additional coverage on top of the injured parties liability coverage in the event the injuries cost exceeds their limit of coverage and the limit for the underinsured motorist coverage is higher than their bodily injury liability limit.

Comprehensive and Collision
Comprehensive and collision cover damage to an insured's ATV. Comprehensive covers loss caused by such things as theft, vandalism, fire, etc. This coverage pays for direct and accidental damage to the insured's ATV, other than that caused by Collision. All losses not specifically excluded are covered and such coverage usually has a deductible.

Collision is: (a) impact of an ATV with another object or person outside the vehicle or the upset (overturning) of such vehicle; (b) That coverage which pays for damage to our insured's vehicle, in the event of the above. This coverage is usually subject to a deductible.

Medical Payments
An optional coverage which pays for the medical expenses of the named insured, members of his/her family, and passengers of his/her vehicle if injured in a collision accident. The named insured and relatives are also covered if struck as a pedestrian. This coverage is Excess to any other medical insurance. Everett’s Insurance Company will help you customize the right policy for your adventures.

We seek out the policy that best matches your price and protection needs. How do we do it? We have access to dozens of high quality insurance carriers, which makes it easy to compare All Terrain Vehicle (ATV) insurance quotes to find the best combination of price and coverage.

Our specialists are trained to help you assess your needs and select the most appropriate coverage. Call us today at 1-866-439-3043